Bank of India (BOI) has published the BOI Credit Officer Recruitment 2026 notification to fill up 779 Credit Officer posts under the General Banking Officer (GBO) Stream, vide Project No. 2026-27/01.
Eligible and experienced banking professionals can apply online from 30 June 2026 to 20 July 2026. Selected candidates will draw a pay scale of ₹64,820 to ₹1,02,300 (basic pay range across grades), along with Dearness Allowance, House Rent Allowance and other admissible perquisites as per Bank of India’s officer service rules.
This article covers complete details of BOI Credit Officer Recruitment 2026, including vacancy break-up, eligibility criteria, age limit, application fee, selection process, exam pattern, important dates and the step-by-step online application process.
BOI Credit Officer Recruitment 2026 – Overview
| Particulars | Details |
| Organisation | Bank of India (BOI) |
| Post Name | Credit Officer (General Banking Officer – GBO Stream) |
| Advertisement / Project No. | Project No. 2026-27/01 |
| Total Vacancies | 779 Posts |
| Category | Bank Jobs / Sarkari Naukri |
| Scales | MMGS-II, MMGS-III, SMGS-IV |
| Application Mode | Online |
| Application Start Date | 30 June 2026 |
| Application Last Date | 20 July 2026 |
| Selection Process | Online Examination and/or Personal Interview |
| Job Location | Anywhere in India |
| Official Website | www.bankofindia.co.in |
- Download Bank of India Credit Officer Recruitment 2026 PDF
- Direct Link to Apply Bank of India Credit Officer Recruitment 2026
BOI Credit Officer Recruitment 2026 – Post-wise Break-up
Bank of India has announced a total of 779 vacancies for the post of Credit Officer across three officer scales. Notably, this includes 475 unfilled vacancies carried forward from the previous recruitment exercise (Project 2025-26/01 dated 01.11.2025), making this one of the largest BOI Credit Officer hiring drives in recent years.
| Scale | Grade | Number of Posts |
| MMGS-II | Middle Management Grade Scale II | 677 |
| MMGS-III | Middle Management Grade Scale III | 61 |
| SMGS-IV | Senior Management Grade Scale IV | 41 |
| Total | – | 779 |
BOI Credit Officer Recruitment 2026 – Important Dates
| Event | Date |
| Notification Release Date | 01 June 2026 (detailed PDF on 29–30 June 2026) |
| Online Application Start Date | 30 June 2026 |
| Online Application Last Date | 20 July 2026 |
| Last Date for Fee Payment | 20 July 2026 |
| Eligibility Cut-off Date | 01 June 2026 |
| Online Exam Date | To be notified |
| Admit Card Release | To be notified |
BOI Credit Officer 2026 – Application Fee
| Category | Application Fee |
| General / EWS / OBC | ₹850/- |
| SC / ST / PwBD | ₹175/- |
The application fee can be paid online through Debit Card, Credit Card, Internet Banking, UPI, QR Code or Mobile Wallet. Bank transaction charges, if any, will be borne by the candidate, and the fee once paid is non-refundable under any circumstances.
BOI Credit Officer 026 (as on 01.06.2026) – Age Limit
| Scale | Minimum Age | Maximum Age |
| MMGS-II | 25 Years | 32 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 32 Years | 45 Years |
Age Relaxation
- SC/ST candidates: 5 years relaxation
- OBC (Non-Creamy Layer) candidates: 3 years relaxation
- PwBD (Persons with Benchmark Disability) candidates: 10 years relaxation
- Ex-Servicemen and Commissioned Officers: 5 years relaxation
- Persons affected by the 1984 riots: 5 years relaxation
BOI Credit Officer Recruitment 2026 – Educational Qualification
Candidates must possess a Graduation degree in any discipline from a recognised University/Institute with a minimum of 60% marks (55% for SC/ST/OBC/PwBD candidates), or an equivalent professional qualification such as CA, CMA-ICWA, CS or CFA, recognised by the Central Government.
Work Experience
This recruitment is meant for experienced banking professionals; freshers are not eligible to apply. Candidates must possess post-qualification experience in credit/lending/risk-assessment roles at a Scheduled Commercial Bank, ranging from a minimum of 3 years (for MMGS-II) up to 8 years (for SMGS-IV), depending on the scale applied for. Detailed scale-wise qualification and experience requirements are specified in Annexure-I of the official notification, which candidates are strongly advised to read carefully before applying.
Nationality
A candidate must be either a citizen of India, or a subject of Nepal/Bhutan, or a Tibetan refugee who came to India before 1 January 1962 with the intention of permanently settling in India, or a person of Indian origin migrated from Pakistan, Myanmar, Sri Lanka or East African countries with the intention of permanently settling in India, subject to eligibility certification by the Government of India.
BOI Credit Officer Salary 2026
Selected candidates will receive an attractive pay scale depending on the officer grade, along with Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, Medical Benefits, Leave Travel Concession (LTC) and other admissible perquisites as per Bank of India’s officer service rules.
| Scale | Basic Pay Scale (₹) |
| MMGS-II | 64,820 – 93,960 (approx.) |
| MMGS-III | 85,920 – 1,05,280 (approx.) |
| SMGS-IV | 1,02,300 – 1,20,940 (approx.) |
In addition to basic pay, selected MMGS-II officers must deposit ₹2,00,000 as a refundable security deposit (refundable after 3 years of satisfactory service), while MMGS-III and SMGS-IV officers must deposit ₹3,00,000.
BOI Credit Officer Selection Process 2026
- Online Examination
- Personal Interview
- Document Verification
Selection will be based on an Online Examination and/or Personal Interview, depending on the number of eligible applicants received. If both stages are conducted, the final merit list will be prepared with a weightage of 70% for the Online Examination and 30% for the Interview.
BOI Credit Officer Exam Pattern 2026
The exam pattern has been revised for this year’s recruitment. The online examination will now consist of only two sections — English Language and Professional Knowledge — for a total of 125 marks, to be completed within a composite time of 120 minutes.
| Section | Number of Questions | Marks | Nature |
| English Language | 25 | 25 | Qualifying |
| Professional Knowledge | 100 | 100 | Merit-based |
| Total | 125 | 125 | – |
- Negative marking: 0.25 marks deducted for every wrong answer.
- Minimum qualifying marks: 35% in English Language and Professional Knowledge for General/EWS candidates (5% relaxation for SC/ST/OBC/PwBD).
- English Language marks are qualifying in nature and will not be added while preparing the merit list.
How to Apply Online for BOI Credit Officer Recruitment 2026
- Visit the official Bank of India website: www.bankofindia.co.in
- Go to the ‘Career’ section and click on ‘Recruitment Notice’.
- Click on ‘Recruitment of Credit Officers in GBO Stream – Project No. 2026-27/01’.
- Click on ‘Click Here for New Registration’ and enter your Name, Contact Details and Email ID.
- Note the Provisional Registration Number and Password generated by the system.
- Log in and complete the application form with personal, educational and professional details.
- Upload scanned copies of photograph, signature, left thumb impression and handwritten declaration as per specifications.
- Pay the application fee online through the available payment modes.
- Submit the application and download/print the confirmation page for future reference.
BOI Credit Officer Important Links 2026
| Link | URL |
| Apply Online | Official Link |
| Official Notification PDF | Click Here |
| Official Website | www.bankofindia.co.in |
BOI Credit Officer Recruitment 2026 – FAQs
Q1. How many vacancies are announced under BOI Credit Officer Recruitment 2026?
A total of 779 vacancies have been announced across MMGS-II (677), MMGS-III (61) and SMGS-IV (41) scales.
Q2. When can I apply online for BOI Credit Officer Recruitment 2026?
The online application process is open from 30 June 2026 to 20 July 2026.
Q3. What is the application fee for BOI Credit Officer 2026?
₹850/- for General/EWS/OBC candidates and ₹175/- for SC/ST/PwBD candidates.
Q4. Can freshers apply for BOI Credit Officer Recruitment 2026?
No. This recruitment is meant for experienced banking professionals with relevant post-qualification credit/banking experience.
Q5. What is the age limit for BOI Credit Officer 2026?
25–32 years for MMGS-II, 28–38 years for MMGS-III, and 32–45 years for SMGS-IV, as on 01 June 2026.
Q6. Is there negative marking in the BOI Credit Officer online exam?
Yes, 0.25 marks are deducted for every incorrect answer.
Q7. What is the selection process for BOI Credit Officer Recruitment 2026?
Selection is through an Online Examination and/or Personal Interview, followed by Document Verification, with a 70:30 weightage between exam and interview if both stages are conducted.
Q8. What is the educational qualification required?
A Graduation degree with 60% marks (55% for SC/ST/OBC/PwBD) or professional qualification such as CA/CMA-ICWA/CS/CFA, along with relevant credit/banking experience.
Q9. What is the salary for BOI Credit Officer?
The pay scale ranges from approximately ₹64,820 to ₹1,02,300 (basic pay, varying by grade), along with DA, HRA and other allowances.
Q10. Where will BOI Credit Officer online exam be conducted?
The online examination will be conducted at various exam centres across India, to be notified along with the admit card.
Q11. Can I apply for more than one scale under BOI Credit Officer Recruitment 2026?
No, candidates can apply for only ONE post. In case of multiple applications, only the latest completed application will be considered valid, and fees paid for other applications will be forfeited.
Disclaimer
The information provided in this article regarding BOI Credit Officer Recruitment 2026 is compiled from the official Bank of India notification and is intended for general informational purposes only.
While every effort has been made to ensure accuracy at the time of publishing, recruitment details such as vacancies, dates, eligibility criteria and fees are subject to change at the discretion of Bank of India.
Readers are strongly advised to verify all details from the official Bank of India website (www.bankofindia.co.in) and the official notification PDF before applying or taking any action.
This website/article does not claim any responsibility for errors, omissions, or any loss arising from reliance on this information, and is not affiliated with Bank of India or any government body.